Commercial Banking Services
We pride ourselves on being your full service financial partner by offering products and services over and above your standard checking and savings accounts. Please feel free to contact us with questions about any of our offerings or products.
Business Credit Card
With Securant Bank & Trust Elan Visa® Business Card you can provide expense credit cards to your employees who travel and entertain for business. And of course Visa® is accepted worldwide. For your convenience Elan offers Business Cards:
Elan Visa® Bonus Rewards Card
Elan Visa® Business Rewards PLUS Card
Elan Visa® Platinum Card
For more information about which card is right for you, please contact a Banking Representative.
Foreign Currency Exchange
The foreign exchange market can be volatile. If you’re paying for goods in a foreign currency, or if you have received foreign currency, we can exchange it for you. We can also help you hedge against fluctuations in exchange rates.
We can have checks issued which are accepted by a bank in the country where you’re transacting your business, or we can transfer funds by airmail or cable through one of our correspondents. The money, according to your wishes, can be in U.S. dollars or in the currency of the country where it is to be sent.
Whenever you have money due from a foreign buyer, simply turn your draft and shipping documents over to us. We’ll forward the draft to the appropriate correspondent banker who will release the documents only after the draft is paid or accepted. Our experience insures that you will be paid as quickly as possible.
Foreign Check Collection
When you receive checks in foreign currencies, or checks drawn on foreign banks, we can process them so that you will receive your funds as promptly as possible.
Letters of Credit
Whether you’re an importer or an exporter, we can handle your letter of credit transactions efficiently and promptly. Our expertise helps you to be certain that the transaction is done right, and that funds are available when due.
If you're exporting goods, we can establish a way to discount your collections to convert your billings into immediate cash. Other financing means are available and can be tailored to meet your specific needs.
Make deposits after business hours providing safety and protection for funds. Your deposit will be credited first thing the next business morning and a receipt will be mailed to you.
Reorder Checks Online
Now you can order your checks online! Simply go to the Deluxe website and follow the simple instructions.