Commercial Banking Services
We pride ourselves on being your full service financial partner by offering products and services over and above your standard checking and savings accounts. Please feel free to contact us with questions about any of our offerings or products.
Credit Card Processing
Consumers and businesses prefer to make payment today by credit card. If your business is not set up to accept credit cards, we can assist you with the entire process. If you currently accept credit cards, we can help you save money in your processing and provide a higher level of personal, local service.
Securant Bank & Trust® formed a partnership with Elavon to help meet the growing payment processing needs of our clients. The following are some of the benefits our clients receive:
Dedicated relationship manager who monitors credit card transactions daily to ensure qualification at the most favorable rate
Proactive client service detailed in a written agreement with fee rebates for non-performance
Lower competitive pricing, which results in higher profits for your business
Elavon offers the following services:
Credit Card Processing for Visa®, MasterCard®, Discover®, American Express®, Diners Club International®, JCB and Debit Cards
Internet Processing of credit card transactions that integrates into your current web environment
Check Conversion services that reduce costly non-sufficient funds checks, provides check guarantee and check verification
Business to business payment processing, including processing to Government entities with solutions geared to reduce lengthy account receivable and bad debt write offs
Fraud monitoring services designed to detect fraud and minimize losses to businesses
Equipment purchase including state of the art electronic terminals, printers, software and supplies
Client support is available 24 hours/day, 7 days/week
For more information about how the our Credit Card Processing services can help you increase sales, contact a Banking Representative.
Business Credit Card
With Securant Bank & Trust Elan Visa® Business Card you can provide expense credit cards to your employees who travel and entertain for business. And of course Visa® is accepted worldwide. For your convenience Elan offers Business Cards:
Elan Visa® Bonus Rewards Card
Elan Visa® Business Rewards PLUS Cards
Elan Visa® Platinum Card
For more information about which card is right for you, please contact a Banking Representative.
International Banking Services
Securant Bank & Trust can help your business to complete business transactions on a worldwide basis.
Securant Bank & Trust can help you no matter where in the world your business might take you - and no matter where in the world you might take your business.
Foreign Currency Exchange
The foreign exchange market can be volatile. If you’re paying for goods in a foreign currency, or if you have received foreign currency, we can exchange it for you. We can also help you hedge against fluctuations in exchange rates.
We can have checks issued which are accepted by a bank in the country where you’re transacting your business, or we can transfer funds by airmail or cable through one of our correspondents. The money, according to your wishes, can be in U.S. dollars or in the currency of the country where it is to be sent.
Whenever you have money due from a foreign buyer, simply turn your draft and shipping documents over to us. We’ll forward the draft to the appropriate correspondent banker who will release the documents only after the draft is paid or accepted. Our experience insures that you will be paid as quickly as possible.
Foreign Check Collection
When you receive checks in foreign currencies, or checks drawn on foreign banks, we can process them so that you will receive your funds as promptly as possible.
Letters of Credit
Whether you’re an importer or an exporter, we can handle your letter of credit transactions efficiently and promptly. Our expertise helps you to be certain that the transaction is done right, and that funds are available when due.
If you’re exporting goods, we can establish a way to discount your collections to convert your billings into immediate cash. Other financing means are available and can be tailored to meet your specific needs.
Securant Bank & Trust's professional bankers can handle all aspects of international trade and finance. Please contact them to discuss additional assistance we can offer.
Make deposits after business hours providing safety and protection for funds. Your deposit will be credited first thing the next business morning and a receipt will be mailed to you.
Reorder Checks Online
Now you can order your checks online! Simply go to the Deluxe website and follow the simple instructions.