Financials

12/31/2011 12/31/2010 12/31/2009
Assets (in thousands)
Cash and Due from Banks $   17,043 $    3,912 $    9,629
Investment Portfolio 22,071 21,835 22,394
Federal Funds Sold  227 0 0
Loans (Net) 167,809 194,083 205,195
Bank Premises and Equipment 4,381 4,676 4,825
Other Assets     13,965       12,591      11,844
         Total Assets $  225,496 $ 237,097 $ 253,887
Liabilities
Demand Deposits $    28,639 $   27,420 $   25,180
Time Deposits  169,187    171,810    193,977
Total Deposits $  197,826 $  199,230 $  219,157
Purchased Funds 12,000 16,400 14,670
Other Liabilities       2,164       1,767       2,057
         Total Liabilities  $  211,990 $ 217,397 $ 235,884
Common Stocks $     1,500 $    1,500 $     1,500
Surplus 21,741 21,385 19,936
Undivided Profits  (9,931) (3,191) (3,761)
Net Unrealized Holding Gains(Losses) on Available-for-Sale Securities          196       6       328
Total Stockholders’ Equity $   13,506 $   19,700 $   18,003
Total Liabilities & Stockholders’ Equity $ 225,496 $ 237,097 $ 253,887