Client Testimonials

Commercial Deposits & Savings

Effective July 1, 2012

Checking Accounts

Business Edge Checking

A simple, low-fee solution for businesses that write a few checks

Regular Checking*

Standard business checking, with the opportunity to offset or eliminate fees

NOW Business Checking*^

A cost-effective interest-bearing account for non profits and sole proprietorships

Money Market Checking*^

Higher balance requirements, with the opportunity to earn interest at higher money-market rates

Savings Accounts

Statement Savings^§

Secure, interest-bearing account that offers ready access to funds

Capital Investor Account^§

High yielding investment on high balances, for high-revenue businesses that want to maintain liquidity

Money Market Investment Account^§

Competitive interest rates for business that maintain higher balances and seek liquidity


See Fee Schedule for miscellaneous charges

All accounts have 24-hour access to Premier Online Banking and may be subject to Deposit Management Fee.

All accounts feature monthly statements except Statement Savings account which features quarterly statements.

§You may make as many withdrawals as you wish by mail, in person or at an ATM. Federal regulations, however, limit pre-authorized, electronic or telephone withdrawals to six per month. Six of these may be checks, drafts or debit card transactions to a third party.

*Monthly fees are calculated by Account Analysis. With Account Analysis, the average collected balances receive a monthly earnings credit, which may automatically offset the monthly service charges. If average collected balances are insufficient to cover the service charge, the remaining service charge will be deducted from the account. Fees could reduce the yield.

^Annual Percentage Yields (APY), Interest Rates and terms are: variable, subject to change, and available in the Investment Rates brochure.