Personal Banking Services

Personal Loans

Your needs for money are as individual as you are.  That's why Securant Bank & Trust® offers a wide variety of loans to meet your needs:

Rates

To find out more information about our products or request an application please contact a Banking Representative or call 1-800-980-922.

Automobile Loans

An auto loan from Securant Bank & Trust allows you to borrow money for the purchase of new and used automobiles. We offer a range of competitive interest rates and payment schedules, including our easy automatic payment plan.

  1. Financing available at 80% of cost
  2. Notes based on 12 to 60 month amortization
  3. Fixed interest rate
  4. No pre-payment penalty
  5. Late fee of $10.00 or 5%, whichever is less, on payments delinquent ten days

Installment Loans

A variety of terms are available to finance a vacation, boat, or other major purchase, to consolidate bills into one easy monthly payment, or to fund many other personal needs. Choose a fixed rate and term and fixed monthly payments makes budgeting easy.

Credit Cards

A Visa® credit card from Securant Bank & Trust can help you manage your monthly expenses. With several cards to choose from you are sure to find the card that is right for you.

Please contact a Banking Representative for card details and application at 1-800-980-9277.

Ready Reserve Line of Credit (RRL)
(Overdraft Protection)

Get the protection of a pre-approved credit line automatically accessed up to your available credit limit whenever your checking account balance falls below zero.

RRL In Use
RRL in Use Monthly Payment
$ 0.01 to $15.00 Balance
$15.01 to $300 $15.00
$301 to $400 $20.00
$401 to $500 $25.00
$501 to $600 $30.00 
$601 to $700 $35.00
etc. Each additional $100
in balance will result in
an increase of $5.00 in
the Monthly Payment.

To find out more information about our products or request an application please contact a Banking Representative or call 1-800-980-9227