Personal Banking Services

Construction Loans

Building a new home is an exciting prospect, and at Securant Bank & TrustĀ®, we make it easy for you. Because each construction project is unique, we work with the borrower to create a customized loan package that best fits his or her needs. As with our conventional mortgages, approval and decision making is done locally, so you get quick turnaround times and dependable service.

Securant Bank & Trust Construction Loan Features

The Application Process

We work to ensure your mortgage process runs smoothly and quickly. In general, here is what you can expect when you apply for a mortgage at Securant Bank & Trust.

1. Application

Call our mortgage department at 1-800-980-9277 to schedule an appointment. If you stop into our offices to apply, the following documents will help speed up the process.

At the time of application, initial disclosures along with a Good Faith Estimate of closing costs will be provided.

2. Underwriting

At this time Securant Bank & Trust will:

3. Verification

Securant Bank & Trust will verify the information you provided through income/employment checks, credit checks, and verification of assets. We will assess the property you intend to purchase.

4. Closing

To prepare for the closing the following steps are taken: