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Business Checking

Securant Bank & Trust works with you to make sure you have the right account for your business! Contact a banker to get started today!


Basic Business CheckingRegular Checking*NOW Business Checking*Money Market Checking*
Minimum to Open$100.00$100.00$100.00$100.00
Monthly Fee$10.00$14.00$14.00$14.00
Minimum Balance Needed to Avoid Monthly Fee$1,000.00 Daily

Not Applicable

Not Applicable

Not Applicable

Interest** 

 (see rate sheet)

None                                 None                                   

Simple interest accrues daily on collected balances and paid monthly

Simple interest accrues daily on collected balances and paid monthly
Per Item Fees

0-150 items                 No Charge

150+  items                $.50 each                   

Items include the following: deposits, deposited items, checks, debits, ACH items, debit card transactions.

Check or Debit             $.23 each   

Deposit                         $.75 each 

Deposited Item             $.10 each 

Check or Debit             $.23 each   

Deposit                         $.75 each 

Deposited Item             $.10 each 

Check or Debit             $.23 each   

Deposit                         $.75 each 

Deposited Item             $.10 each 

Requirements or Other Restrictions and Fees

No per item charges will be assessed if you stay within the allowable number of transactions per month.

Effective October 23, 2017

See Fee Schedule for miscellaneous charges

All checking accounts feature monthly statements

*Monthly fees and item fees are calculated by Account Analysis. With Account Analysis, all the average collected balances receive a monthly earnings credit which may automatically offset the monthly service charges. If average collected balances are insufficient to cover the service charge, the remaining service charge will be deducted from the account. Fees could reduce the yield.

**Annual Percentage Yields (APY), Interest rates and terms are variable, subject to change and available in the Investment Rates brochure.

Check Rates     Disclosures