Securant Personal Banking

Fee Schedule

Effective January 1, 2016

Account Related Fees

Account Cancellation Within 90 Days$25.00
Account Reconciliation$33.00/hr 
Assisted Telephone Transfers$3.50
Collection Processing$25.00
Deposit Adjustment$5.00
Deposited Item Returned $6.50
Reverse Side of Checks Printed (per month)$5.00 
Research Time$33.00/hr
Returned Item Re-Deposited$6.50
Returned Statement Fee$5.00
Special Cut Off Statement$14.00
Stop Payments$32.00

ATM/Debit Card

ATM Replace Lost, Stolen or Damaged Card $15.00*
Placing Empty Deposit Envelope in ATM Machine$50.00

Checks, Money Orders & Others

Cashier's Checks$5.00
Counter Checks$1.00 each
Money Orders$5.00

International Banking

Foreign Currency Shipping Charges
    Certified Mail$15.00
    Overnight Mail$20.00
International Drafts$20.00
Wire Transfers International$40.00

Other Fees

Copies of paid checks or documents$4.00
Duplicate 1099's$5.00
Analysis Statement$5.00
Duplicate Statement$10.00
Faxed Items - per page$3.00
Deposit Management Feeper account
Legal Processing Requests$50.00
Mortgage Subordination$100.00
Reject Fee$15.00
Telephone Inquiries$3.00
Zipper Bag - Standard$6.50
Zipper Bag - Large with lock$30.00
Business Online Banking Key FOB$15.00


Overdraft Protection Transfer Service$10.00/transfer
Overdrafts: Returned - per check $32.00
Overdrafts: Paid - per occurrence$32.00
Overdrafts: Continuing per day starting day 2$6.00

Safe Deposit Box Renewal Fees

2 x 5$20.00
3 x 5$25.00
4 x 5$30.00
2 x 10$35.00
3 x 10$40.00
4 x 10$50.00
8 x 10$75.00
10 x 10$100.00
Late Payment Fee (after 90 days)$25.00
Replacement Key$10.00
Box Drilling$135.00

Wire Transfer

Wire Transfers Incoming $15.00
Wire Transfers Outgoing$20.00
Wire Transfers International$40.00
Overdraft fees apply to overdrafts created by check, in-person withdrawal, or Automated Clearing House (ACH) transation.
Business checking accounts may be subject to deposit management fees.
Various fees for other services or products are in effect and subject to change. All fees listed are subject to change. Please refer to Deposit Account Rules.  
*Changes for 2016