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Personal Checking Accounts

Securant Bank & Trust offers a checking account that is just right for you!              Contact a banker for more information.


Value CheckingRegular CheckingNOW Checking Account*Money Market Checking*
Minimum to Open$100.00$100.00    $100.00                     $1,000.00
Monthly Fee$4.25$7.50**$10.00$12.00
Minimum Balance Needed to Avoid Monthly FeeNot Applicable$500.00 Daily

or

$2,000.00 Average

or

$2,000.00 Average in a related Savings or Certificate of Deposit 

$1,000.00 Daily

or

$2,500.00 Average

or

$2,500.00 Average in a related Savings or Certificate of Deposit 

$5,000.00 Daily

or

$10,000.00 Average

or

$10,000.00 Average in a related Savings or Certificate of Deposit 

Interest* 

(see rate sheet) 

NoneNoneSimple interest accrues daily on collected balances and paid monthly.Simple interest accrues daily on collected balances and paid monthly.
Requirements or Other Restrictions and Fees

No charge for 1-12 checks/withdrawals

$.65 each for 13 or more checks/withdrawals

NoneNoneNone

Effective July 1, 2012 rev 1-17 

See Fee Schedule for miscellaneous charges

All checking accounts feature monthly statements

*Annual Percentage Yields (APY), interest rates and terms are variable, subject to change and available in the Investment Rates brochure.

**Monthly fee waived if you have a direct deposit of your payroll, social security or pension.

Check Rates     Disclosures

Check reorder available online