Personal Checking Accounts
Securant Bank & Trust offers a checking account that is just right for you! Contact a banker for more information.
|Value Checking||Regular Checking||NOW Checking Account*||Money Market Checking*|
|Minimum to Open||$100.00||$100.00||$100.00||$1,000.00|
|Minimum Balance Needed to Avoid Monthly Fee||Not Applicable||$500.00 Daily|
$2,000.00 Average in a related Savings or Certificate of Deposit
$2,500.00 Average in a related Savings or Certificate of Deposit
$10,000.00 Average in a related Savings or Certificate of Deposit
|None||None||Simple interest accrues daily on collected balances and paid monthly.||Simple interest accrues daily on collected balances and paid monthly.|
|Requirements or Other Restrictions and Fees|
No charge for 1-12 checks/withdrawals
$.65 each for 13 or more checks/withdrawals
Effective July 1, 2012 rev 1-17
See Fee Schedule for miscellaneous charges
All checking accounts feature monthly statements
*Annual Percentage Yields (APY), interest rates and terms are variable, subject to change and available in the Investment Rates brochure.
**Monthly fee waived if you have a direct deposit of your payroll, social security or pension.