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Personal Savings Accounts

Securant Bank & Trust offers a savings account that is just right for you!            Contact a banker for more information. 


Statement                Savings §Capitol Investor Account §Money Market Investment Account (MMIA) §Health Savings Accounts
Minimum to Open$200.00  $1,000.00$1,000.00$100.00
Monthly Fee$5.00 $15.00$10.00$5.00
Minimum Balance Needed to Avoid Monthly Fee$200.00 Daily$2,000.00 Daily                                $1,000.00 Daily$200.00 Daily

Interest *

(see rate sheet) 

Simple interest accrues daily on collected balances and paid  quarterly  

Simple interest accrues daily on collected balances and paid monthly. Multiple interest tiers based on balance level. Simple interest accrues daily on collected balances and paid weekly. Multiple interest tiers based on balance level. Simple interest accrues daily on collected balances and paid monthly
Requirements or Other Restrictions and Fees$.50 each for 6 or more withdrawalsAnnual Fee of $10.00 charged on April 1

Effective July 1, 2012 rev 1-17 

See Fee Schedule for miscellaneous charges

*Annual Percentage Yields (APY), interest rates and terms are variable, subject to change and available in the Investment Rates brochure.

§You may make as many withdrawals as you wish by mail, in person or at an ATM. Federal regulations, however, limit pre-authorized, electronic or telephone withdrawals to six per month. Six of these may be checks, drafts or debit card transactions to a third party.

Check Rates     Disclosures